Pennsylvania Equity Mortgage, Inc.

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FAQ

Pennsylvania Equity Mortgage, Inc. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

30 year fixed
15 year fixed
A.R.M's (adjustable rate mortgages)

30 year fixed this is a mortgage where the interest rate does not change over the entire 30 year term. Term: 30 years Maximum Amount: $322,700

15 year fixed this is a mortgage where the interest rate does not change the entire 15 year term. Term: 15 years Maximum Amount: $322,700

A.R.M's (adjustable rate mortgages) These are loans in which the rate is fixed for a specific time period and then adjust on a pre-set schedule according to a particular index.

Fannie and Freddie 30, 20, 15, 10 Year fixed. Fannie and Freedie Arms 1/1, 3/1, 5/1, 7/1
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.